Wednesday, April 22, 2009


I am a licensed Property & Casualty Insurance Agent and Consultant, and my blog is about general insurance & risk management concepts. Every company is different; every policy is different; every state is different. I try to give the most updated facts, based on my research and 12 years of experience in the industry. However, before you act on your policy, be sure to verify with your company and your state's insurance regulations. If you have a specific question as it relates to your policy, please don't hesitate to contact me -

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