Friday, July 30, 2010

Schedule Your Valuable Items on their own Policy

Super Fantastic Insurance Fact:

Homeowners' policies have sublimits for valuable items, like jewelry, antiques, firearms, fine art, etc. These valuable items should be scheduled on an Personal Articles Floater to ensure that you'll get the proper replacement value in the event of a claim.

Friday, July 23, 2010

Make Sure Your Auto is Comped!

Super Fantastic Insurance fact of the Week:

On your Auto policy, Comprehensive coverage pays for physical damage to your car when it's parked, i.e. falling tree, hail, theft, vandalism. Insurance companies also pay claims for windshield damage and animal strikes under Comp. Collision coverage is physical damage caused by anything you hit while moving (except animals).