Sunday, February 26, 2012
This quote is taken from the Insurance Daily Quote Calendar (Yes, I read daily postings from an Insurance daily quote calendar, doesn't everyone?).
The combined ratios of insurance companies determine how their pricing will be the following year. Right now, insurance companies are reporting combined ratios well above 1.00. This means that they are paying out more money than they are making in premium. The industry as a whole lost money on underwriting last year, which means that they will try to correct this in 2012. Look for prices to increase as the year progresses. Look also for companies to non-renew clients who are in high risk industries or who have had bad loss experience.
Winter is coming.
Friday, February 17, 2012
Unauthorized disclosure of, inability to access, or inaccuracy with respect to, "nonpublic personal information" in violation of:
1. govern the collection, dissemination, confidentiality, integrity, accuracy or availability of "nonpublic personal information"; and ["and" is a key word here, JN]
Wednesday, February 15, 2012
OSHA will extend for six months its temporary enforcement measures in residential construction. The temporary enforcement measures, extended through September 15, 2012, include priority free on-site compliance assistance, penalty reductions, extended abatement dates, measures to assure consistency and increased outreach. Fatalities from falls are the number one cause of workplace death in construction.
Over the past year, OSHA has worked closely with the industry, conducting over 1,000 outreach sessions nationwide to assist employers in complying with the new directive. OSHA will continue to work with employers to ensure a clear understanding of, and to facilitate compliance with, the new policy.
OSHA's Web page also has a wide variety of educational and training materials to assist employers with compliance, including multiple easy-to-read fact sheets, PowerPoint and slide presentations, as well as other educational materials. To access these materials, visit OSHA's Fall Protection in Residential Construction page.
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If you are not the intended recipient, please notify the sender immediately by return e-mail, delete this communication and destroy all copies.
Here is a link to some OSHA guidelines for safe digging. Please make sure you work these into your company safety program:
Here is a link to the OSHA article about the CT contractor. No one was hurt on this job, but that doesn't mean the threat didn't exist.
Wednesday, February 1, 2012
New OSHA worker educational publication on protection from noise in construction
OSHA published a new educational publication for construction workers, Protecting Yourself from Noise in Construction. The booklet, written for workers and employers, provides information on the hazards of loud noise in construction, how noise levels are measured, and how to find out if noise on the job site or from tools is loud enough to cause hearing loss. It also gives examples of administrative and engineering controls employers can use to reduce worker exposure to noise, as well as information on the proper selection and use of personal hearing protection. To order copies of this or other OSHA publications please call 1-800-321-OSHA or 202-693-1999 or visit OSHA's Publications Web page.