Tuesday, April 8, 2014

Don't Leave Home Without an Umbrella!


Brock-Norton’s Personal Lines Manager, Cindy Watts, wants you to know about Umbrella policies.

Reasons why you should consider an Umbrella Insurance Policy….

Many people think an Umbrella policy is unnecessary, but it provides valuable protection.

An umbrella policy provides an additional layer of liability protection.  It kicks in when the underlying or primary policy limits run out.

A $1 million Umbrella policy, in a lot of cases, is less than $200 for an annual policy. (depending on number of vehicle and homes)

 

Who could benefit from an umbrella policy?

If you answer yes to any of the following:

·         Drive a car or let someone else use your car

·         Host dinner parties or other gatherings

·         Participate in carpools or other group activities

·         Own a home, rental properties or multiple residences

·         Have young drivers in their household

 

Here are a few instances in which an Umbrella policy was used:

  • Customer hit gas instead of brake by mistake and ran through the front of a restaurant, seriously injuring several people.
  • Customer didn’t see a motorcycle and pulled out, causing the motorcyclist to hit the side of the customer’s car.
  • Customer’s son was allegedly driving under the influence and hit a bicyclist.
  • Customer accidentally set a fire in his apartment which spread to other units.


If you have any questions or would like a quote please call Cindy Watts at 703-631-4500 or email cindy@brocknorton.com